Your All-in-One Payment Processing Gateway

Behind every successful e-commerce transaction, there is a streamlined payment gateway. Kapital Solutions provides a top-tier solution for:

  • ACH Payment Processing for the USA
  • EFT Payments for Canada

What Is the Role of an Online Payment Processing Gateway?

A payment gateway is like the digital version of a point-of-sale machine - the credit or debit card machines used when paying for a product at a brick-and-mortar store. Point-of-sale transactions require a cardholder and a card to be present.

With online payment processing, the buyer and the seller never have to meet face-to-face. These are commonly known as “card-not-present” or CNP transactions. With CNP transactions, information is entered digitally through a form or mobile app, saving you time, money, and ensuring a secure transaction.

For an eCommerce business, a digital payment processing gateway is a must-have.

eCommerce Stores • Platforms and Marketplaces • Subscription-based Businesses • Financial Service Providers • Insurance Companies

A few of the many benefits of adopting an online payment processing gateway:

  • Payment processing gateways are incredibly secure. Financial data is tracked from start to finish, allowing for a clear paper trail from the time the funds are taken out of one account and deposited into another.
  • Payment processing gateways offer an all-in-one solution. This service offers a seamless omnichannel experience for customers and merchants alike. Not only does it allow for integration with third-party apps like CRM, accounting platforms, or ERP, it also handles payments across a wide variety of devices.
  • Payment processing gateways allow for faster transactions, saving users time and money. The most efficient payment processing companies get you payments nearly 50 times faster than without using their services.
  • Payment processing gateways give customers a better user experience. At the end of the day, keeping customers happy is of crucial importance. A streamlined payment processing gateway is like a well-oiled machine; it encourages customers to stay on your site longer and increases the likelihood of them successfully completing a purchase.
  • Payment processing gateways are affordable. A low initiation cost is a small price to pay when considering the myriad benefits a payment processing gateway can bring to your business.

Who Benefits from Adopting a Payment Processing Gateway?

  • eCommerce Stores
  • Platforms and Marketplaces
  • Subscription-based Businesses
  • Financial Service Providers
  • Insurance Companies

A Solution Built
With Scalability in Mind

Kapital Solutions supports multi-currencies and offers a tailored solution to fit your business needs. We help you improve conversion rates no matter how far along you are in developing the business. Talk to one of our knowledgeable representatives today to learn more about our solutions.

Safety and Security Is Our Top Priority

Safeguard your payments with Kapital Solutions’ top-scale payment processing gateway. The digitization of banking and financial management has brought many benefits for merchants and customers alike. When it comes to digital banking, security is of utmost importance. At Kapital Solutions, we know your business depends on secure online transactions. Here are just a few of the ways we safeguard your payments:

  • Data encryption. This is the main security method used by any payment processing gateway solution. It involves encrypting a customer’s card details through the payment gateway’s public key. This information can only be decrypted with the gateway’s private key. Data encryption ensures only authorized parties decrypt the data.
  • Secure Electronic Transaction. This process secures the transmission of a customer’s card during an online transaction by blocking out all personal details. It also employs digital signatures to ensure authentication and confidentiality.
  • Secure Socket Layer. This method ensures an encrypted link between the browser and the server. eCommerce sites use SSL to protect customers’ sensitive information.


Kapital Solutions Supports
ACH Processing and EFT Payments

What is ACH?

ACH payment processing gives businesses everything they need to process payments online in the United States. ACH, or Automated Clearing House, is a network used to move funds from one bank account to another. Rather than going through card networks like Visa, Mastercard, or AMEX, the ACH network processes payments in one of two ways: direct deposit or direct payments. Direct deposits cover a wide variety of payments from businesses to consumers. Direct payments help manage the use of funds for making payments, either by individuals or organizations.

ACH payments come with a host of business advantages, including:

  • Big cost savings thanks to low transaction fees
  • Less chance of “human error” with automated processing
  • Faster processing time with recurring and automated billing
What are EFT Payments?

Like ACH in the US, EFT payments involve the movement of funds from one bank account to another electronically in Canada. EFT payments require both the sender and the receiver of the funds to have an open bank account - these bank accounts do not need to be at the same institution. EFTs are regulated by the Electronic Funds Transfer Act, which protects individuals who make EFT payments.

Here are just a few of the benefits of using EFT payments:

  • Allows for payment without a credit or debit card
  • The service is available nationwide
  • Helps merchants access funds faster, which reduces costs and eliminates fraud

The Kapital Solutions Promise

We work one-on-one with our customers to ensure they are getting the absolute best out of our services. At Kapital Solutions, we promise:

  • Our industry experts are always available
  • Top-of-the-line security to ensure your business and customers stay safe
  • Real-time reporting to monitor and evaluate business growth and success
  • Customizable integrations to satisfy each individual business
  • Automated and streamlined processes to save you time and money
  • Flexible payment options for all businesses and industries

Are you looking for a top-of-the-line payment processing solution for your business? Kapital Solutions offers more than just a quality product; we guarantee success for your business by utilizing the knowledge of one of the most experienced teams in the market.